🎉 Limited offer: 20% off your first month — discount applied automatically at checkout

Simple, honest pricing

Start free — no credit card required. Take 2 assessments free, then choose your plan.

Monthly Annual Save 25%
Best Value
Family
$599
per year
just $50/month for the whole family
  • Up to 5 family members
  • Each member gets own private dashboard
  • Family overview for primary holder
  • All 7 topics per member
  • Shared document vault
  • Everything in Individual

~$10/member/month for 5 people

30-day money-back guarantee. If Sema Legacy doesn't help you identify at least one important gap in your family's protection within 30 days, we'll refund your subscription — no questions asked.

Common questions

Do I need a credit card to start?

No. You can take 2 assessments completely free — no credit card required until you choose to subscribe.

What happens after my trial ends?

After your 2 free assessments, you'll be prompted to subscribe to access your full action plan, AI guides, document vault, and score history. Your data is always saved — nothing is deleted.

Who counts as a "family member"?

Spouses, partners, parents, adult children, or anyone in your immediate household. Each person gets their own private dashboard and assessment — family members cannot see each other's data unless you're the primary account holder viewing the family overview.

Is this legal or financial advice?

No. Sema Legacy is an educational platform. We help you understand your gaps and prepare — but we're not a law firm and don't provide legal, tax, or financial advice. We help you ask better questions when you meet with real professionals.

Can I switch plans later?

Yes, anytime. Upgrade from Individual to Family, or switch from monthly to annual — we'll prorate the difference. Downgrades take effect at your next billing date.

Can I cancel anytime?

Yes. Cancel anytime from your account settings. Monthly plans stop at end of period. Annual plans include a 30-day money-back guarantee.

Is my data secure?

Your documents and assessment data are stored securely and encrypted. We never sell or share your personal information with third parties.

Early Members

Why People Subscribed

In their own words

I took the free assessments and scored a 41 on Long-Term Care. I had no policy and no plan. The action plan told me exactly what to research, what questions to ask an insurance agent, and what my state's Medicaid rules meant for us. I subscribed because I needed to actually finish the checklist, not just see the score. Eight weeks later it's almost all checked off.

DB
Diane B.
59 · Wisconsin
★★★★★

My wife and I did it together on a Sunday afternoon. We had three critical gaps across two assessments — outdated will, no healthcare directive, no POA. We'd been putting it off for years because we didn't know where to start. The AI guide gave us a plain-English breakdown and a list of exactly what to bring to an attorney. We have an appointment next week. $39 to finally get unstuck — I'd pay it ten times over.

CK
Chris K.
54 · North Carolina
★★★★★

I used to dread financial planning meetings because I never felt like I understood what I actually had vs. what I needed. Now I show up with my dashboard. My advisor asked where I got it. What changed isn't just the subscription — it's that I actually know what's going on with my own protection plan for the first time in my life.

NP
Nancy P.
67 · Oregon
★★★★★